Loan Interest Rates


Interest Rates on Loans

No. Type of Loan Rate Of Interest
1 Short Term Agriculture Loans (Crop Loan) 5% from socs. & 7% from Farmer by Socs.
2 Medium Term Agriculture Loan 11.50% from soc.,13.50% pacs from members.
3 Loan / limit against property 16%
4 Loan Against Rental Income 13.00%
5 Education Loan 11.00%
6 Education Loan for Poor Farmer,Dalits , BC,etc. 11.00%
7 Non farm sector Upto 0.50 Lacs-11.50% and above 0.50 Lacs 12%
8 Cash credit trader limit to trader 14.00%
9 Debt swep scheme 11.00%
10 Two Wheeler to Farmers 11.00%
11 Mini Dairy Loan 10.25%
12 Commercial Dairy Loan. 10.25%
13 Dairy loan to members of MPCS 10.25%
14 Rural House Building Loan 15.00%
15 Urban House Building Loan Upto 5 yrs-10.50% Above 5 yrs-11.00%
16 Vehicle Loan upto 3yrs-9.49% , above 3 yrs 9.49%
17 Second Hand Car Loan upto 3yrs-9.49% , above 3 yrs 9.49%
18 Revolving Cash Credit to Farmers (RCC) Upto 6.00 Lacs -11.00% , Above 6.00 Lacs to 15.00 Lacs-11.50%
19 Salary Earner Loan 13.99%
20 Personal Loan 13.99%
21 Self Help Group Upto 0.50 lacs 9.50%, above 0.50 lacs 10.00%
22 OD Facility for Salaried employees with cooperatives banks 13.00%
23 Piggery Loan 10.25%
24 Goat Rearing loan scheme 10.25%
25 Fishery Development loan scheme 10.25%
26 Bee keeping 10.25%
27 Mai bhago Istri Shakti Scheme PACS to members 9% CCB to PACS 7.50%
28 Bhai Lalo Sehkari Kirt Shakti Scheme 9.50%
29 Credit for setting up of Net House 12%
30 Loan scheme for Earnest Money As fixed by bank.
31 Personal loan scheme for professionals 13.99 % p.a.
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