Co-operative Bank

The Cooperative Bank, Kapurthala

PERSONAL LOAN

Beneficiery Salaried employes of coop. banks, punjab govt./chandigarh administration and its boards and corporation residing in the area of operation of the bank.
Purpose Personal use.
Loan Limit 15 times of gross monthly income or Rs.6.00 lacs, whichever is less.
Rate of interest 13.99%
Margin No margin required
Repayment  max. 7 years.
Collateral security Irrevocable letter from employer and one good surity
Processing Fee 1% of sanctioned loan (one time Min Rs.500 & max Rs.5000) + GST
Area of operation Loan shall be advanced in the area operation of Distt. Kapurthala
Special Offer 1% less interest be charged from individuals whose slalary account is with our bank.

 

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